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Eine Banküberweisung ist eine elektronische Übertragung von Guthaben von einem Konto auf ein anderes. Dieses Verfahren wird in Onlinecasinos häufiger für Auszahlungen genutzt, als für ein Einzahlungen. Insgesamt ist es nicht das praktischste Verfahren, wenn bedenkt, dass es einige Methoden gibt, die Geld in Echtzeit übertragen, wie diverse E-Wallets. Aber jenachdem wo man sich befindet und welche Einschränkungen es gibt, ist es möglicherweise die einzige Alternative.

Es gibt einen Unterschied zwischen einer Überweisung durch eine Bank oder durch Anbieter wie Western Union, die ebenfalls anbieten, Geld zu überweisen. Beides kann online beantragt werden, aber eine Banküberweisung wird wirklich von Bank zu Bank durchgeführt und man benötigt die entsprechenden SWIFT und IBAN Nummern bzw. die Kontonummer und den Namen des Kontoinhabers.

IBAN

Eine IBAN Nummer ist für viele Länder notwendig. Die Abkürzung steht für International Bank Account Number. Der Code ist dafür da, um ein Konto eindeutig zu identifizieren und besteht aus 27 Zeichen, wenn das Konto in Europa angelegt ist und aus bis zu 34 Zeichen bei Ländern außerhalb Europas. In den USA werden allerdings keine IBAN Nummern verwendet.

Überweisungen durch Online Casinos

Auch wenn es sich um eine besonders sichere Methode handelt, gibt es einen großen Nachteil bei Überweisungen, die für Einzahlungen genutzt werden. Die Beträge sind nicht sofort verfügbar. Es ist also normal, dass du einige Tage lang Däumchen drehen musst, während du auf dein Guthaben warten musst. Die Dauer einer Übertragung ist unterschiedlich, aber es kann zwischen einigen Stunden und mehreren Tagen dauern, bis die Banken die Übertragung gegenseitig bestätigt haben.

Auszahlungen dauern dabei noch länger. Das hängt damit zusammen, dass du hier von zwei Faktoren abhängig bist. Zunächst muss das Casino die Überweisung starten, was ab deinem Auftrag einige Zeit dauern kann und dann muss der Prozess erst noch von der Bank abgewickelt werden.

Gebühren

Abgesehen von der Wartezeit sind die anfallenden Gebühren die größte Hürde bei dieser Methode. Oft sind nicht nur die Einzahlungen per Überweisung mit Gebühren versehen, sondern auch das Empfangen einer Überweisung kann dich kosten. Die Gebühren hängen von der Bank ab, mit der du es zu tun hast. Außerdem verlangen die meisten Casinos einen Mindestbetrag, damit sie die Banküberweisung überhaupt für Ein- und Auszahlungen akzeptieren. Auch verlangen viele eine Gebühr, die dann direkt von deinem Guthaben eingezogen wird. Wenn das Geld auf deinem Konto ankommt, kann auch diese noch einmal eine Gebühr verlangen, vor allem, wenn das Geld in einer anderen Währung überwiesen wird, die ebenfalls einbehalten wird.

Bank Wire Transfer Gebühren und Fakten zur Zahlungsmethode
Bank Wire Transfer ist in diesen Ländern beliebt Canada, Ontario, CA, United Kingdom, Mexico, Serbia, United States
Einzahlungegebühren
Überweisung Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Sofortüberweisung Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Kreditkarte Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Auszahlungsgebühren
Banküberweisung Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
Check Fees vary by financial institution and may be based on a percentage of the wire or a flat fee.
82.14%

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Bank Wire Transfer akzeptiert

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